Are you wondering how to save money before graduation?
For many people, the college semester just began. That means you’re gearing for a year of knowledge and adventure that you’ll likely remember (at least in part) for the rest of your life. Thinking about what comes after college is – let’s face it – not always the number one priority.
But even the most carefree college student knows this deep down… After you walk across that stage, life gets even more expensive.
So how can you save money before they hand you a diploma? Here’s seven ways.
Not ready to think about the future? That’s okay. You can also use these money saving tips to help fund your coffee breaks or beer budget while you’re still in school.
How to Save Money As a College Student
Here are seven ways to save money as a college student – both while you’re in school and when you’re preparing for the future.
Say No to New Textbooks
These days, it’s really not necessary to buy brand new textbooks for your courses. They can burn a serious hole in your wallet! Before you buy a new one, ask a peer who’s already taken the class whether or not you can borrow one from them. You can also browse Amazon for used books, or see whether or not they’ve got what you need through textbook services.
And Think Before You Swipe a Credit Card
It can be easy to spend way too much when you’re in school and your first priority is having fun and making memories. Of course, that’s definitely one of the most rewarding parts of the experience! But keep in mind that instant gratification comes with a price. And if you put that price on a credit card, it will cost you exponentially in the future.
Get a Part-Time Job
A part-time job or a summer gig can be a great way to start saving a stash of money while you’re in college. Check with the local retails shops and cafes to see whether they’re hiring for part-time or seasonal positions. You can also look for jobs on campus too, like in the housing department or another major office.
Take Surveys on Survey Junkie
Taking paid surveys can be an awesome way to ad some wiggle room to your budget while you’re in college. If you’re looking for some extra beer money or you’re saving up for an unforgettable spring break, sign up now. It’s totally free to join, and it’s actually a pretty fun way to pass the time between classes or when you’re laying in bed at night. Besides taking surveys, you can participate in several other research activities like at-home product testing, online focus groups, and more. You can start taking surveys here.
Get a Bike, Not a Car
Cars may feel like freedom… But they can also be wildly expensive and totally ruin any well intentioned budget. Even if you don’t have to worry about a car payment, there’s still the cost of gas, insurance, registration, parking fees, and maintenance. Believe us – that adds up. And quickly.
Other perks of getting a bike instead of a car? It’s way more environmentally conscious, and it’s awesome exercise!
Don’t Be Afraid to Ask For Student Discounts!
You have no idea how many times post-graduation you’ll find yourself reaching your student ID to get a discount, only to remember that you’re no longer a student. Having said that, take advantage of all the student discounts available to you while you can! While you’re in school, you can save on everything from movie tickets to Amazon Prime.
When it Comes to Housing, Make Smart Choices
Your housing situation is college should be relaxed, comfortable, and conducive to both socializing and studying. But it also shouldn’t cost an arm and a leg. Unfortunately, that often happens when you move off-campus. Pay attention to the rent, and make smart choices that won’t put you super out of range with your budget.
It’s better to learn how to save money when you’re still in college, so you’re prepared for years to come! Making a budget and taking control of your finances before you graduate will put you ahead of the curve in more ways that one.